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目的 & 策略

Our 目的 Defines Why We’re Here

Our purpose is “Empowering members 为了实现 financial success.” Sure, we offer checking, savings, credit cards, loans, and investments. Yet as a credit union, profits are returned to our members in the form of higher deposit rates, 较低的贷款利率, 更少的费用. Because our goal is to improve the financial lives of our member-owners, we provide personal attention and financial wellness education, such as various events with our partner companies and community.

We’re driven by our purpose statement:

Empowering members 为了实现 financial success.

Our Strategic Pillars Keep Us Focused

PROVIDE EXCEPTIONAL VALUE, SERVICE, AND MEMBER EXPERIENCE

作为一个信用合作社, 元素 is well-known for higher deposit rates, 较低的贷款利率, 更少的费用 overall. Beyond financial value, it’s equally important to provide exceptional service and a positive experience to our members from all walks of life.

View our competitive rates

INVEST IN COMMUNITY

We feel a strong responsibility to support our community through volunteerism, 货币资金, 赞助, and employee donations. The Pillars of Giving at 元素 include 首页lessness & Housing, Youth Development, Healthy Lifestyles, Arts & Culture, and Financial Education.

Explore 元素 in the community

INNOVATE TO ENSURE LONG-TERM VIABILITY

To stay viable within our industry and the marketplace, 元素 seeks new ways of doing business and new opportunities to improve and grow for the collective benefit of our membership. Those opportunities include product development, technology enhancements, and changes based on market research.

Learn about how we innovate with online banking

MAINTAIN SAFETY AND SOUNDNESS

元素 dedicates great attention to the safety, soundness, and stability of our credit union. Our solid financial position is shown by the continued strength of our capital, 流动性, 声誉, and national share insurance program.

See our annual reports

BE A PREFERRED EMPLOYER

As a Best Places to Work Hall of Fame Company, 元素 continually seeks new talent and believes in a strong culture as a means of recruitment and retention, in addition to competitive benefits and compensation.

Explore our career opportunities

FINANCIAL WELLNESS

Throughout our history, we have been here to meet the financial needs of our members. Our employees are subject matter experts in personal finance, 预算, 日常银行, 和投资, among several other money-related topics.

Browse our financial resources

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