汽车贷款是如何运作的?
We will loan you the money for a new or used vehicle, and you will pay it back with interest over a specified period of time.
提前计划是很好的 获得汽车贷款的预先批准. 这样你就可以更好地了解你应该购买的价格范围. Being preapproved also gives you good negotiating power with the seller.
元素 can finance up to 120% of your car’s value, including tax and license. It’s a good idea, though, to put down at least 20% of the purchase price. Of course, the more you pay up front, the lower your monthly payment will be.
We understand car shopping can be a bit overwhelming. 不要害怕! 我们有 partnerships that can 使 the process easier for you.